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670 Credit Score: Is It Good or Bad? | Credit card

Gregory Cervantes

March 30, 2022

Lending

The wonderful news about having a credit score of 670 is that you can legitimately claim that you have a good credit score. But the bad news is you alone barely have a good score.If you lose a point and slide ...

Piper Sandler comments on Farmers National Banc Corp’s 2022 fiscal year results. (NASDAQ: FMNB)

Gregory Cervantes

March 28, 2022

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Farmers National Bank Corp. (NASDAQ: FMNB - Get a rating) - Piper Sandler equity researchers raised their fiscal 2022 earnings per share estimates for Farmers National Banc in a note to investors Thursday, M...

Zacks: Brokers expect Investor Holding Co. (NASDAQ:ISTR) to post earnings per share of $0.54

Gregory Cervantes

March 19, 2022

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Wall Street brokerages expect Investor Holding Co. (NASDAQ:ISTR - Get a rating) to report earnings of $0.54 per share for the current quarter, Zacks reports. Two analysts made estimates of Investar's earning...

Analysts expect Cathay General Bancorp (NASDAQ:CATY) to report quarterly sales of $171.87 million

Gregory Cervantes

March 13, 2022

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Stock analysts expect Cathay General Bancorp (NASDAQ:CATY - Get a rating) will report sales of $171.87 million for the current fiscal quarter, Zacks Investment Research reports. Three analysts have released ...

OPPFI INC. MANAGEMENT REPORT OF FINANCIAL POSITION AND RESULTS OF OPERATIONS (Form 10-K)

Gregory Cervantes

March 11, 2022

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PREVIEW We are a leading mission-driven financial technology platform that powers banks to offer accessible financial products to everyday consumers through our proprietary technology and artificial intellig...

New debit rules pose security challenges for banks

Gregory Cervantes

March 10, 2022

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“Payment fraud is not localized to one industry or one company — it is widespread and pervasive. Fraudsters are getting more and more creative,” Paramita Bhattacharjeevice president and product line manager at...

Buy now, pay later Technology continues to thrive in 2022

Gregory Cervantes

March 8, 2022

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Buy Now, Pay Later (BNPL) Technology Continues gain popularitythe payment option expected to grow 63.5% on an annual basis to reach $5,955.5 million this year. Buy now, pay later generally refers to point-of-sa...

Hawthorn Bancshares, Inc. (NASDAQ:HWBK) Brief Interest Update

Gregory Cervantes

March 6, 2022

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Hawthorn Bancshares, Inc. (NASDAQ: HWBK - Get a rating) saw a significant decline in short interest in February. As of February 15, there was short interest totaling 11,300 shares, down 27.1% from the total ...

How the war in Ukraine is affecting many financial industries

Gregory Cervantes

March 4, 2022

Lending

Powell: Fed to proceed cautiously with rate hike amid Ukraine dispute Federal Reserve Chairman Jerome Powell said Wednesday that the central bank still plans to raise interest rates despite the "very uncertain...

How is your credit score calculated? | Credit card

Gregory Cervantes

March 2, 2022

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If you're trying to improve your credit score, it's important to understand how your credit score is calculated. Although you have many different credit scores, including VantageScores, about 90% of lenders wi...

Payday Loans Statistics | The bank rate

Gregory Cervantes

February 28, 2022

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Here's a breakdown of payday loan demographics by parental status. Parents are more likely to take out payday loans than non-parents. Parental status Percentage having used a personal loan non-relative ...

$82.00 million in sales expected for Lakeland Bancorp, Inc. (NASDAQ: LBAI) this quarter

Gregory Cervantes

February 26, 2022

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Brokers expect Lakeland Bancorp, Inc. (NASDAQ:LBAI - Get a rating) will announce revenue of $82.00 million for the current quarter, according to Zacks Investment Research. Four analysts provided earnings est...

Startup Offers Payday Reimbursed Loans | PaymentsSource

Gregory Cervantes

February 23, 2022

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A former Citigroup executive has raised about $9 million in a new round of seed funding for Paywallet, which extends credit to borrowers whose repayments come from their paychecks.Jacksonville, Florida-based Pa...

Bank of Hawaii Corporation – Consensus indicates 5.1% upside potential

Gregory Cervantes

February 21, 2022

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Bank of Hawaii Corporation found using the ticker (BOH) now have 5 total analysts covering the stock. The consensus rating is “Hold”. The range between the target price high and the target price low is be...

Director of Regional Management Corp. (NYSE:RM) sells $127,628.64 in shares

Gregory Cervantes

February 19, 2022

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Regional Management Corp. (NYSE:RM) Basswood Capital Management head L sold 2,367 shares in a trade on Wednesday, February 16. The stock was sold at an average price of $53.92, for a total transaction of $1...

What went wrong in the 2022 legislative session | Legislature | New Mexico Legislative Session

Gregory Cervantes

February 18, 2022

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Here's what happened with notable legislation during the 30-day session that e...

Morgan Stanley bullish on these 3 stocks for a 90% (or more) upside

Gregory Cervantes

February 14, 2022

Lending

A trio of headwinds are rocking the markets, making investors jittery. The Russian-Ukrainian situation is making headlines. Foreign policy experts openly speculate on the prospect of war, should Russia i...

Best credit cards for bad credit: February 2022

Gregory Cervantes

February 11, 2022

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CNN Underscored reviews financial products such as credit cards and bank accounts based on their overall value. We may receive a commission through the LendingT...

First Quarter 2022 Earnings Estimate for Regional Management Corp. published by Jefferies Financial Group (NYSE:RM)

Gregory Cervantes

February 11, 2022

Lending

Regional Management Corp. (NYSE:RM) - Equity research analysts at Jefferies Financial Group raised their first-quarter 2022 earnings per share (EPS) estimates for regional management in a research note relea...

NICHOLAS FINANCIAL INC MANAGEMENT REPORT ON FINANCIAL POSITION AND RESULTS OF OPERATIONS (Form 10-Q)

Gregory Cervantes

February 9, 2022

Lending

Forward-looking information This Quarterly Report on Form 10-Q contains various forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Ex...

What are installment loans?

Gregory Cervantes

February 8, 2022

Lending

Installment loans are one type of loan that allows you to receive the cash in one lump sum, and pay it over time by making a fixed monthly installment. There are two kinds of installment loans to choose fro...

Consumer spending up 34% at the end of 2021 – ARAB TIMES

Gregory Cervantes

February 7, 2022

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WhatsApp Facebook Twitter E-mail Messenger KUWAIT CITY, February 7: Data from the Central Bank of Kuwait shows consumer spending by Kuwaiti citizens and residents at the end of 2021 jum...

Saudi stocks find their footing, fueled by strong earnings: closing bell

Gregory Cervantes

February 6, 2022

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US Lawmakers Introduced Virtual Currency Tax Fairness Act to Expand Use: Crypto Moves RIYADH: Bitcoin, the leading cryptocurrency internationally, traded higher on Sunday, rising 0.44% to $41,682 at 1:19 ...

KBRA Assigns Preliminary Ratings to Marlette Funding Trust 2022-1

Gregory Cervantes

February 2, 2022

Lending

NEW YORK--(BUSINESS WIRE)--KBRA assigns preliminary ratings to four classes of bonds issued by Marlette Funding Trust 2022-1 (“MFT 2022-1”), a $317.37 million consumer loan ABS transaction. The rat...

Zacks Investment Research upgrades Old Second Bancorp (NASDAQ:OSBC) to buy

Gregory Cervantes

February 1, 2022

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Former second Bancorp (NASDAQ:OSBC) has been upgraded by Zacks Investment Research from a "hold" rating to a "buy" rating in a report released on Tuesday, Zacks.com reports. The brokerage currently has a pri...

Tompkins Financial Corporation – Consensus Point to 3.2% Upside Potential

Gregory Cervantes

January 30, 2022

Lending

Tompkins Financial Corporation found using the ticker (TMP) now have 2 analysts covering the stock. Analyst consensus points to a 'Hold' rating. The target price ranges between 83 and 82 and has an averag...

Affirming stock price forecast: Analyst’s upgrade gives AFRM a boost today

Gregory Cervantes

January 28, 2022

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To assert (NASDAQ:AFRM) the stock gets a boost on Friday thanks to a new price prediction for shares of the fintech company. Source: Piotr Swat / Shutterstock.com DA Davidson analyst Christopher Br...

MentorWorks Partners with Blue Ridge Bank to Launch Community Learning Program Designed to Strengthen Workforce Development for Underserved and Low-Income Communities | State

Gregory Cervantes

January 25, 2022

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BOSTON, January 25, 2022 /PRNewswire-PRWeb/ -- MentorWorks Education Capital, ...

Salisbury Bancorp – Consensus indicates 6.5% upside potential

Gregory Cervantes

January 23, 2022

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Salisbury Bancorp found using the (SAL) ticker now have 2 analysts covering the stock with the consensus suggesting a buy rating. The range between the target price high and the target price low is be...

WesBanco, Inc. (NASDAQ:WSBC) Receives Average Analyst Rating of “Hold”

Gregory Cervantes

January 22, 2022

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WesBanco, Inc. (NASDAQ:WSBC) shares received a consensus rating of "Hold" from the six research firms that currently cover the stock, MarketBeat.com reports. Four research analysts rated the stock with a hol...

How to get a business loan in 2022?

Gregory Cervantes

January 20, 2022

Lending

A business owner looking for additional funding to start or expand your business? Find out which 2022 business loans are the best options for you today! In this review, Nick Wilson, Founder and CE...

Lexin Fintech Holdings Ltd. (NASDAQ:LX) Receives Consensus “Buy” Rating from Brokerages

Gregory Cervantes

January 16, 2022

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Lexin Fintech Holdings Ltd. (NASDAQ: LX) received an average "buy" recommendation from the six analysts who currently cover the company, Marketbeat reports. Three equity research analysts gave the stock a h...

Santa Monica company to pay $1.5 million for illegally obtaining financial data from millions of consumers – Daily News

Gregory Cervantes

January 14, 2022

Lending

A Santa Monica company that allegedly tricked millions of consumers into providing sensitive information under the guise of connecting them with lenders will pay $1.5 million in civil penalties imposed by the F...

Park National Corporation – Consensus Says Potential -11.5% Down

Gregory Cervantes

January 9, 2022

Lending

National Park Society found using ticker (PRK) now have 3 analysts covering the stock. Analyst consensus indicates a rating of "Hold". The target price varies between 137.5 and 121 by calculating the ave...

Installment loans from the city of Alamo. Installment Financial Loans in San Antonio, Texas

Gregory Cervantes

January 5, 2022

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Installment loans from the city of Alamo. Installment Financial Loans in San Antonio, Texas a ?? a ?? a? a ?? a ?? a ?? a ?? a ?? a ?? a ?? a? a? a ?? a? a ?? a? a ?? Business f...

Zacks Investment Research downgrades Civista Bancshares (NASDAQ: CIVB) for sale

Gregory Cervantes

January 4, 2022

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Civista Bancshares (NASDAQ: CIVB) has been downgraded from Zacks investment research from a "keep" note to a "sell" note in a research note published on Monday, Zacks.com reports. According to Zacks, â...

Much like traditional financial institutions and institutions that are online monetary loan providers provide label financing.

Gregory Cervantes

January 1, 2022

Lending

Much like traditional financial institutions and institutions that are online monetary loan providers provide label financing. Many customers who are faced with an immediate price ...

Buy now, pay later loans may soon play a bigger role in credit scores

Gregory Cervantes

December 31, 2021

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Francis Creighton, president and CEO of the Consumer Data Industry Association, a professional group for the credit reporting industry, said it was important for late payment loans to be reflected on credit re...

Legal Tech Industry Sees Growth, Unicorns in 2021

Gregory Cervantes

December 30, 2021

Lending

Legal technology saw many advancements in 2021 as the still booming industry saw greater activity, Reuters reported on Wednesday (December 29). Legal technology involves businesses creating a variety of tools ...

Civista Bancshares, Inc. (NASDAQ: CIVB) to report earnings of $ 0.60 per share

Gregory Cervantes

December 25, 2021

Lending

Analysts expect Civista Bancshares, Inc. (NASDAQ: CIVB) to report earnings of $ 0.60 per share for the current quarter, according to Zacks investment research. Two analysts have released earnings estimates ...

CFPB launches a “Buy now, pay later” credit survey

Gregory Cervantes

December 24, 2021

Lending

Last week, the Consumer Financial Protection Bureau announcement that he published a series of orders to five companies that offer “buy now, pay later” credits to consumers...

4 considerations to take into account before choosing “buy now, pay later”

Gregory Cervantes

December 21, 2021

Lending

“Buy now, pay later” can be very tempting for expensive vacation shopping, but it has its drawbacks. ...

Refund transaction. Variety Business Services manages the processing of refunds for several types of businesses in the United States and Canada.

Gregory Cervantes

December 20, 2021

Lending

Refund transaction. Variety Business Services manages the processing of refunds for several types of businesses in the United States and Canada. Whether or not it's a restaurant r...

Hawthorn Bancshares, Inc. (NASDAQ: HWBK) Short interest rate down 29.3% in November

Gregory Cervantes

December 18, 2021

Lending

Hawthorn Bancshares, Inc. (NASDAQ: HWBK) recorded a sharp decline in short-term interest in November. As of November 30, there was short interest totaling 12,800 shares, a decrease of 29.3% from the total o...

Kentucky Payday Loans Online. Find No Way To Payday Loan Online Fu Kentucky

Gregory Cervantes

December 17, 2021

Lending

Kentucky Payday Loans Online. Find No Way To Payday Loan Online Fu Kentucky A client adopts a business and produces a test around that loan medium. A mortgage in advance is proba...

What is an installment loan and how it works

Gregory Cervantes

December 15, 2021

Lending

Installment loans have been around for a while, but many people still don't know much about them. Whether you're someone with a credit and savings background or...

Buy Now / Pay Later, Pioneers Defend Their Territory As Banks Settle In | Payments Source

Gregory Cervantes

December 13, 2021

Lending

Banks are responding forcefully to the fintech-induced buy now / pay later craze, leading consumers to ask these startups: what else can you do for me?Installment loans are, by their nature, intended for a sin...

CFPB finalizes the LIBOR transition rule – Finance and Banking

Gregory Cervantes

December 10, 2021

Lending

United States: CFPB finalizes LIBOR transition rule ...

New study finds ‘real cost’ of taking out a loan can more than double with interest

Gregory Cervantes

December 8, 2021

Lending

Alina555 / Getty Images / iStockphotoMany Americans don't have the cash on hand to finance some of life's most important purchases - a new car or a house, for example. While take out a mortgage or auto credit...

financing probably maybe not a boost

Gregory Cervantes

December 6, 2021

Lending

financing probably maybe not a boost Fast lender time it's really very precise precise precise precise precise precise identical financial loans money lending on the web mortgage l...

Payday loans are a problem. Can a public bank be part of the solution?

Gregory Cervantes

December 5, 2021

Lending

When the coronavirus first threatened the health and finances of Americans, Tiffany Moore of Forest Park first approached an installment lender in hopes of financial relief. The good news: She got approval ...

10 mind-boggling new assessment methods and approaches

Gregory Cervantes

December 3, 2021

Lending

10 mind-boggling new assessment methods and approaches Purchased approved online, entered store and offered everything https://guaranteedinstallmentloans.com/payday-loans-il/ of th...

about online privacy honestly, using Norton to encrypt your own information

Gregory Cervantes

December 2, 2021

Lending

about online privacy honestly, using Norton to encrypt your own information online privacy honestly, using Norton Guaranteed to encrypt your own facts Cash is special in that it m...

The director of goeasy Ltd. (TSE: GSY) buys CA $ 28,116.00 in stock

Gregory Cervantes

November 30, 2021

Lending

The director of goeasy Ltd. (TSE: GSY) Susan Doniz bought 150 shares of the company in a trade that took place on Monday, November 29. The stock was purchased at an average price of C $ 187.44 per share, f...

BSP maintains credit card interest rate cap

Gregory Cervantes

November 28, 2021

Lending

THE Monetary Council has decided to maintain the credit card limits on credit card transactions.The maximum interest rate or finance charge on a cardholder's outstanding credit card balance remains at two...

Interest rate on credit card transactions still capped at 2% per month

Gregory Cervantes

November 26, 2021

Lending

As the adoption of credit cards continued among Filipino consumers, the Monetary Board decided to keep the caps on interest rates and finance charges unchanged in order to ease the financial burden on users....

LexinFintech Holdings Ltd. – Consensus indicates upside potential of 147.1%

Gregory Cervantes

November 25, 2021

Lending

LexinFintech Holdings Ltd. with the ticker code (LX) now have 13 analysts covering the stock with the consensus suggesting a rating of "Buy". The range between the high target price and the low target pri...

RBC Capital stands by its buy rating for First Commonwealth Financial Corp. By Investing.com

Gregory Cervantes

November 24, 2021

Lending

RBC Capital analyst Steven Duong maintained a buy rating on First Commonwealth (NYSE :) Financial Corp. on Tuesday, setting a price target of $ 19, or about 18.82% above the current price. of the stock of $ 1...

Some new techniques to unlock asset loans for business financing

Gregory Cervantes

November 22, 2021

Lending

Most SMEs have significant cash tied up in assets, such as inventory, machinery, equipment, real estate, or financial assets. Using these assets in a simple and flexible way for loans could unlock huge amo...

On the supply side: More retailers are offering “buy now, pay later” vacation financing

Gregory Cervantes

November 20, 2021

Lending

Buy now, pay later, financing is becoming a staple for Walmart, Amazon, Target and many other retailers ahead of the holiday shopping season. Walmart was the layaway king for years, providing consumers wi...

Judge dismisses CU’s dismissal of allegations of sexual harassment and retaliation from former executive

Gregory Cervantes

November 18, 2021

Lending

Source: Shutterstock. A federal judge has dismissed a demand from the retained $ 4.3 billion Municipal Credit Union in New York City to dismiss allegations by a former senior executive who claims her super...

Wall Street Predicts These 3 Fintech Stocks Under $ 10 Will Rally Over 55%

Gregory Cervantes

November 17, 2021

Lending

Financial technology, or fintech, has ushered in a new era in banking and finance, harnessing artificial intelligence (AI), blockchain, and many other advanced technologies. Fintech has launched a challenge ...

OPPFI INC. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL POSITION AND OPERATING RESULTS (Form 10-Q)

Gregory Cervantes

November 15, 2021

Lending

Unless the context otherwise requires, all references in Items 2, 3 and 4 of Part I and all Items of Part II of this quarterly report on form 10-Q (this "Quarterly Report") to "we," "us," or the "Company" re...

How FE Credit Came to Dominate Vietnam’s Consumer Loan Market

Gregory Cervantes

November 11, 2021

Lending

Business - November 11, 2021 | 09:00 GMT + 7 According to the State Bank of Vietnam, in 2020, outstanding consumer loans reached a relatively high level of 1.8 trillion dong, accounting for 2...

SMITH MIDLAND CORP Management Discussion and Analysis of Financial Position and Results of Operations (Form 10-Q)

Gregory Cervantes

November 9, 2021

Lending

Forward-looking statements This Quarterly Report and related documents include "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securitie...

Consumers willing to make big purchases

Gregory Cervantes

November 3, 2021

Lending

In a recent poll out of 1,000 Americans who made a large purchase of $ 500 or more in the past year, TD Bank found that 70% of consumers are likely to make large purchases in the next six...

House Democrats urge CFPB to consider buy now / pay later

Gregory Cervantes

November 2, 2021

Lending

The rapid rise of the buy now / pay later industry caught the attention of Congress on Tuesday as lawmakers weighed the possible benefits and risks of the emerging payment method.Democrats were relatively skep...

Small dollar loans are up to 24 times cheaper in Oportun, new study finds … | national

Gregory Cervantes

November 1, 2021

Lending

SAN CARLOS, Calif., November 01, 2021 (GLOBE NEWSWIRE) - Today, Oportun (Nasd...

BayCom (BCML) gains 1.72% in Active Trading on October 29

Gregory Cervantes

October 30, 2021

Lending

Last prize $ Last trade Switch $ Percentage of change % Open $ ...

Credit and charge card companies vie for share of BNPL’s growing market – TechCrunch

Gregory Cervantes

October 28, 2021

Lending

Buy now, pay later is here to stay. A year ago, the biggest players in the industry were companies founded just to offer consumers the option of paying in installments at the point of sale. Swedish Klarn...

DA Davidson looks at Cathay General Bancorp’s earnings for fiscal 2021 (NASDAQ: CATY)

Gregory Cervantes

October 27, 2021

Lending

Cathay General Bancorp (NASDAQ: CATY) - DA Davidson stock research analysts increased their 2021 earnings estimates for Cathay General Bancorp stocks in a report released on Tuesday, October 26. DA Davidson...

43% of American adults interested in BNPL for “big ticket” purchases

Gregory Cervantes

October 25, 2021

Lending

Buy Now, Pay Later (BNPL) services are attracting consumer interest, but more importantly, the payment option is increasingly used. In a recent joint report between PYMNTS and Amazon Web Services (AWS), survey...

5th Circuit Delays Payday Loan Compliance Until Appeal Resolution

Gregory Cervantes

October 20, 2021

Lending

On October 14, the United States Court of Appeals for the Fifth Circuit stayed the implementation of the payment provisions of the 2017 CFPB Final Rule covering “payday loans, vehicle title ...

Eedenbull Partners Diners Club International

Gregory Cervantes

October 19, 2021

Lending

FinTech focused on B2B payments EedenTaurus and global payment services platform Diners Club International Tuesday, October 19, announced a strategic partnership to fill some of the gaps they see in the space,...

Synchrony Financial (SYF) expands relationship with Fiserv

Gregory Cervantes

October 18, 2021

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...

BayCom (BCML) gains 0.11% to close at $ 18.55 on October 15

Gregory Cervantes

October 16, 2021

Lending

Last prize $ Last trade Switch $ Percentage of change % Open $ ...

Marlette approaches market with third 2021 ABS for $ 319 million

Gregory Cervantes

October 15, 2021

Lending

Marlette Funding LLC returns to the securitization market with a deal that has many similarities to two somewhat larger deals that the sponsors structured earlier in 2021.Marlette Funding Trust 2021-3, valued ...

Crypto loans unlock money, but they come with risk

Gregory Cervantes

October 14, 2021

Lending

...

Hawaii Enacts Significant Changes to Low-Value Loan Law | Ballard Spahr srl

Gregory Cervantes

October 13, 2021

Lending

Hawaii recently enacted significant changes to its Low Dollar Loans Act that repeals the existing Hawaiian law on deferred deposits and creates a new regime for installment loans. Even if HB 1192 entered in...

CMS Energy Corporation – Consensus Says Potential 12.0% Rise

Gregory Cervantes

October 12, 2021

Lending

CMS Energy Company with ticker code (CMS) now have 19 total analysts covering the stock. The consensus rating is “Buy”. The target price is between 74 and 62, with the...