Some new techniques to unlock asset loans for business financing

November 22, 2021

Most SMEs have significant cash tied up in assets, such as inventory, machinery, equipment, real estate, or financial assets. Using these assets in a simple and flexible way for loans could unlock huge amo...

On the supply side: More retailers are offering “buy now, pay later” vacation financing

Gregory Cervantes

November 20, 2021

Lending

Buy now, pay later, financing is becoming a staple for Walmart, Amazon, Target and many other retailers ahead of the holiday shopping season. Walmart was the layaway king for years, providing consumers wi...

Judge dismisses CU’s dismissal of allegations of sexual harassment and retaliation from former executive

Gregory Cervantes

November 18, 2021

Lending

Source: Shutterstock. A federal judge has dismissed a demand from the retained $ 4.3 billion Municipal Credit Union in New York City to dismiss allegations by a former senior executive who claims her super...

Wall Street Predicts These 3 Fintech Stocks Under $ 10 Will Rally Over 55%

Gregory Cervantes

November 17, 2021

Lending

Financial technology, or fintech, has ushered in a new era in banking and finance, harnessing artificial intelligence (AI), blockchain, and many other advanced technologies. Fintech has launched a challenge ...

OPPFI INC. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL POSITION AND OPERATING RESULTS (Form 10-Q)

Gregory Cervantes

November 15, 2021

Lending

Unless the context otherwise requires, all references in Items 2, 3 and 4 of Part I and all Items of Part II of this quarterly report on form 10-Q (this "Quarterly Report") to "we," "us," or the "Company" re...

How FE Credit Came to Dominate Vietnam’s Consumer Loan Market

Gregory Cervantes

November 11, 2021

Lending

Business - November 11, 2021 | 09:00 GMT + 7 According to the State Bank of Vietnam, in 2020, outstanding consumer loans reached a relatively high level of 1.8 trillion dong, accounting for 2...

SMITH MIDLAND CORP Management Discussion and Analysis of Financial Position and Results of Operations (Form 10-Q)

Gregory Cervantes

November 9, 2021

Lending

Forward-looking statements This Quarterly Report and related documents include "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securitie...

Consumers willing to make big purchases

Gregory Cervantes

November 3, 2021

Lending

In a recent poll out of 1,000 Americans who made a large purchase of $ 500 or more in the past year, TD Bank found that 70% of consumers are likely to make large purchases in the next six...

House Democrats urge CFPB to consider buy now / pay later

Gregory Cervantes

November 2, 2021

Lending

The rapid rise of the buy now / pay later industry caught the attention of Congress on Tuesday as lawmakers weighed the possible benefits and risks of the emerging payment method.Democrats were relatively skep...

Small dollar loans are up to 24 times cheaper in Oportun, new study finds … | national

Gregory Cervantes

November 1, 2021

Lending

SAN CARLOS, Calif., November 01, 2021 (GLOBE NEWSWIRE) - Today, Oportun (Nasd...

BayCom (BCML) gains 1.72% in Active Trading on October 29

Gregory Cervantes

October 30, 2021

Lending

Last prize $ Last trade Switch $ Percentage of change % Open $ ...

Credit and charge card companies vie for share of BNPL’s growing market – TechCrunch

Gregory Cervantes

October 28, 2021

Lending

Buy now, pay later is here to stay. A year ago, the biggest players in the industry were companies founded just to offer consumers the option of paying in installments at the point of sale. Swedish Klarn...

DA Davidson looks at Cathay General Bancorp’s earnings for fiscal 2021 (NASDAQ: CATY)

Gregory Cervantes

October 27, 2021

Lending

Cathay General Bancorp (NASDAQ: CATY) - DA Davidson stock research analysts increased their 2021 earnings estimates for Cathay General Bancorp stocks in a report released on Tuesday, October 26. DA Davidson...

43% of American adults interested in BNPL for “big ticket” purchases

Gregory Cervantes

October 25, 2021

Lending

Buy Now, Pay Later (BNPL) services are attracting consumer interest, but more importantly, the payment option is increasingly used. In a recent joint report between PYMNTS and Amazon Web Services (AWS), survey...

5th Circuit Delays Payday Loan Compliance Until Appeal Resolution

Gregory Cervantes

October 20, 2021

Lending

On October 14, the United States Court of Appeals for the Fifth Circuit stayed the implementation of the payment provisions of the 2017 CFPB Final Rule covering â€œpayday loans, vehicle title ...

Eedenbull Partners Diners Club International

Gregory Cervantes

October 19, 2021

Lending

FinTech focused on B2B payments EedenTaurus and global payment services platform Diners Club International Tuesday, October 19, announced a strategic partnership to fill some of the gaps they see in the space,...

Synchrony Financial (SYF) expands relationship with Fiserv

Gregory Cervantes

October 18, 2021

Lending

...

BayCom (BCML) gains 0.11% to close at $ 18.55 on October 15

Gregory Cervantes

October 16, 2021

Lending

Last prize $ Last trade Switch $ Percentage of change % Open $ ...

Marlette approaches market with third 2021 ABS for $ 319 million

Gregory Cervantes

October 15, 2021

Lending

Marlette Funding LLC returns to the securitization market with a deal that has many similarities to two somewhat larger deals that the sponsors structured earlier in 2021.Marlette Funding Trust 2021-3, valued ...

Crypto loans unlock money, but they come with risk

Gregory Cervantes

October 14, 2021

Lending

...

Hawaii Enacts Significant Changes to Low-Value Loan Law | Ballard Spahr srl

Gregory Cervantes

October 13, 2021

Lending

Hawaii recently enacted significant changes to its Low Dollar Loans Act that repeals the existing Hawaiian law on deferred deposits and creates a new regime for installment loans. Even if HB 1192 entered in...

CMS Energy Corporation – Consensus Says Potential 12.0% Rise

Gregory Cervantes

October 12, 2021

Lending

CMS Energy Company with ticker code (CMS) now have 19 total analysts covering the stock. The consensus rating is â€œBuyâ€. The target price is between 74 and 62, with the...

SouthState Corporation – Consensus Says Potential 5.2% Hike

Gregory Cervantes

October 9, 2021

Lending

Southern Crown Corporation with ticker code (SSB) now have 7 total analysts covering the stock. The consensus odds are â€œHoldâ€. The range between the high target price ...

Should you take out a personal loan to pay off your credit card debt?

Gregory Cervantes

October 7, 2021

Lending

Despite our best efforts to cover our expenses, sometimes life throws the curveballs at us, like home or car repairs that can't be delayed. When this happens, it's pretty easy to build up a credit card balanc...

Affirm Stock signs deal with Target ahead of holiday shopping

Gregory Cervantes

October 6, 2021

Lending

A customer leaves a Target store in New York City, August 15, 2021.Scott Mlyn | CNBCAffirm shares jumped 20% on Wednesday after retail chain Target began offering customers the online lender's installment loa...

Where to get a personal loan with bad credit

Gregory Cervantes

October 5, 2021

Lending

LOS ANGELES - October 5, 2021 - (Newswire.com) iQuanti: If you need the cash but your credit rating is bad or fair, you might not know that getting a personal loan is an option. Fortunately, there are ma...

Buy now, pay later loans put pressure on traditional consumer finance

Gregory Cervantes

October 4, 2021

Lending

Posted: October 4, 2021 at 5:36 p.m. EDT|Update: 7 hours agoROCKVILLE, Maryland., October 4, 2021 / PRNewswire / - For finance companies and traditional banks, Buy Now, Pay Later (BNPL) or Point-of-Sale Instal...

Yes, you can buy fashion now, pay later. But should you?

Gregory Cervantes

October 3, 2021

Lending

Go away. Credit card. Installment loans. We have adopted â€œbuy now, pay laterâ€ practices for decades. The latest model actually bears the...

Yes, you can buy now and pay later, but should you?

Gregory Cervantes

October 2, 2021

Lending

By Erin Lowry / Bloomberg Opinion ...

Tech Impact Unveils New ITWorks Training Center on Wilmington Riverfront | New

Gregory Cervantes

October 1, 2021

Lending

PHILADELPHIA CREAM, October 1, 2021 / PRNewswire / - Technological impact, a ...

WesBanco’s (WSBC) neutral rating reaffirmed at Boenning Scattergood

Gregory Cervantes

October 1, 2021

Lending

WesBanco (NASDAQ: WSBC)Boenning Scattergood's stock reissued its "neutral" rating in a report released on Wednesday, Zacks.com reports. Boenning Scattergood also released estimates for WesBanco Q3 2021 earn...

LexinFintech Holdings Ltd. – Consensus indicates upside potential of 115.8%

Gregory Cervantes

September 30, 2021

Lending

LexinFintech Holdings Ltd. with the ticker code (LX) now have 13 analysts covering the stock with the consensus suggesting a rating of "Buy". The target price ranges between 17.98 and 7.19 with an average...

Synchrony (SYF) drops 0.26% to moderate volume on September 29

Gregory Cervantes

September 30, 2021

Lending

Last prize $ Last trade Switch $ Percentage of change % Open $ ...

Mortgage Lawyer Relaunches New Website With 38-Page Home Loan Guide

Gregory Cervantes

September 29, 2021

Lending

DUBOIS, PA, September 29, 2021 / 24-7PressRelease / - The Mortgage Lawyer has relaunched their new website with a step-by-step guide for potential homeowners looking for advice on choosing the right home loa...

Goldman says $ 2.2 billion purchase from BNPL supplier GreenSky will help grow Marcus – TechCrunch

Gregory Cervantes

September 28, 2021

Lending

Goldman this morning Sax announces intention to buy B2B2C lenders Green sky so Transactions worth $ 2.24 billion.. The acquisition, which still requires regulatory approval and is expected to be finalized i...

Bank of Hawaii Corporation – Consensus Says Potential 11.8% Rise

Gregory Cervantes

September 27, 2021

Lending

Bank of Hawaii Corporation found using ticker (BOH) now have 5 total analysts covering the stock. The consensus odds are â€œHoldâ€. The target price varies between 100 an...

Walmart removes holiday layaway, replaced with new fundraising program

Gregory Cervantes

September 25, 2021

Lending

(ABC4) - Retailer Walmart will change its policies on the traditional layaway program this year, replacing it with a new fundraising program called "Buy now, pay later." The new program is in partn...

Regional Management Corp. – Consensus indicates a downside potential of -9.9%

Gregory Cervantes

September 25, 2021

Lending

Regional management company. with the ticker code (RM) now have 6 analysts covering the stock. Analyst consensus indicates a â€œBuyâ€ rating. The range between the high t...

SouthState Corporation – Consensus Says Potential Rise of 19.5%

Gregory Cervantes

September 25, 2021

Lending

Southern Crown Corporation with ticker code (SSB) now have 7 total analysts covering the stock. The consensus odds are â€œHoldâ€. The range between the high target price ...

Pintec (PT) drops 1.02% in Light Trading on September 24

Gregory Cervantes

September 25, 2021

Lending

Last prize $ Last trade Switch $ Percentage of change % Open $ ...

Walmart will not offer a layaway option this holiday season

Gregory Cervantes

September 24, 2021

Lending

Top American Employers: LinkedIn ranks the best companies of 2021 LinkedIn has released its fifth annual ranking of the best places to work in the United States. Here's a look at the top 20 employers: W...

Synchrony to Report Third Quarter 2021 Financial Results on October 19, 2021 | New

Gregory Cervantes

September 24, 2021

Lending

STAMFORD, Connecticut., September 23, 2021 / PRNewswire / - Synchrony (NYSE: ...

Klarna partners with Vivid Seats to offer BNPL

Gregory Cervantes

September 23, 2021

Lending

Buy Now, Pay Later (BNPL) Klarna has partnered with online ticket reseller Vivid Seats to offer ticket buyers the ability to make four interest-free installments on live concerts, sporting events and entertain...

ACE Cash Express supports the Boys and Girls Club with $ 16,375

Gregory Cervantes

March 11, 2021

Lending

SAN ANTONIO, October 26, 2015 / PRNewswire / - For the third year in a row, AS employed in San Antonio have chosen their local chapter of the Boys and Girls Club to be the beneficiary of funds raised during t...

3 financial resolutions worth making

Gregory Cervantes

March 11, 2021

Lending

Another new year, another chance for well-meaning resolutions to start off on a high and end. But unlike not losing those last five pounds, missing the financial goals you expect in 2018 could cost you dearly ...

Synchrony Financial – Consensus indicates upside potential of 27.4%

Gregory Cervantes

March 11, 2021

Lending

Synchrony Financial with ticker code (SYF) now have 18 analysts covering the stock. Analyst consensus indicates a "Buy" rating. The range between the high target price and the low target price is between ...

How to get coupons – NerdWallet

Gregory Cervantes

March 11, 2021

Lending

For decades, coupons have helped shoppers to save money on groceries and housewares. But the number of ways to find them has increased in recent years.Now, discounts are available almost everywhere, includi...

How many houses can I afford? | Nerdwallet

Gregory Cervantes

March 11, 2021

Lending

To calculate "how much house can I afford", a good rule of thumb is to use the 28% / 36% rule, which states that you should not spend more than 28% of your gross monthly income on related expenses. at home and ...

Promotional CD pricing: how they work

Gregory Cervantes

March 11, 2021

Lending

Some banks offer promotional CD rates in addition to their standard rates. These rates tend to be the most competitive CD deals in the bank, but they don't last forever and aren't always the best deals you can...

Acima Credit: 2021 Review – NerdWallet

Gregory Cervantes

March 11, 2021

Lending

Acima Credit offers point-of-sale financing with instant approval. Capital lease financing requests are made online or in-store through participating merchants. Acima can be used for almost anything includin...

Chase launches student credit card

Gregory Cervantes

March 11, 2021

Lending

If you're a college student who isn't ready to throw a graduation cap in the air just yet, take a look at the hat Chase just threw in the ring.A few months into the new semester, the issuer launched Chase Freed...

How to invest $ 50,000 – NerdWallet

Gregory Cervantes

March 11, 2021

Lending

Everyone has a different definition of financial comfort, but let's just say there's not much comfortable about a $ 50,000 landing in your lap - except, maybe, the weight of all that paper. Deciding how to inv...

Synchrony and Ashley HomeStore Renew Consumer Finance Program Agreement

Gregory Cervantes

March 11, 2021

Lending

This press release is submitted and shown here in its original, unedited form by Furniture Today. ARCADIA, Wisconsin, and STAMFORD, Connecticut, March 3, 2021 - Synchrony (NYSE: SYF), a leading consumer financ...

Can you buy life insurance if you are overweight?

Gregory Cervantes

March 11, 2021

Lending

The average American man is 5 feet 9 inches tall and weighs 196 pounds, according to the Centers for Disease Control and Prevention. This is considered "overweight" on the CDC's body mass index charts. And if...

Will personal loans eclipse Americans’ use of credit cards?

Gregory Cervantes

March 11, 2021

Lending

The unsecured personal loan market is at an all-time high, in large part due to the FinTech industry providing consumers with convenient and readily available services.In fact, TransUnion The data show that th...

50/30/20 Budget Calculator – NerdWallet

Gregory Cervantes

March 11, 2021

Lending

We advocate the 50/30/20 budget as the best way to spend your money responsibly.Use our calculator to estimate how you should divide your monthly income into needs, wants, and savings.50/30/20 Budget Calculator...

Should You Buy Delta Stock Now?

Gregory Cervantes

March 11, 2021

Lending

Delta Airlines (NYSE: DAL) en...

Tulip Retail mobile app improves retail

Gregory Cervantes

March 11, 2021

Lending

Share Tweeter Share Share Share E-mail ...

Insurance calculators – NerdWallet

Gregory Cervantes

March 11, 2021

Lending

Whether you want to insure your vehicle or investigate life insurance, NerdWallet has a collection of tools that can simplify your decisions. Browse them all here:Car insuranceLife insuranceHome insuranceTenan...

10 things to do now if you have a credit score of 500

Gregory Cervantes

March 11, 2021

Lending

10 things to do now if you have a credit score of 500 ...

Child Identity Theft: How To Protect Your Child’s Credit

Gregory Cervantes

March 11, 2021

Lending

Parents and guardians can now freeze credit for children under 16. Credit bureaus should create a child's credit report if it doesn't exist - which it should - and freeze it. 16 and 17 year olds can request g...

Directors’ Best Buys: Harrison’s $ 240,000 Bet on IBTX

Gregory Cervantes

March 11, 2021

Lending

TThe directors of a company tend to have a single vision of the company. Therefore, when dire...

Does Paying Bills Strengthen Your Credit?

Gregory Cervantes

March 11, 2021

Lending

Your credit scores are calculated from your credit report data, so you want your reports to show a solid record of on-time payments. But not all of the payments you make show up on your credit reports.That mea...

Redwood City Police name officers involved in incident involving deceased suspect

Gregory Cervantes

March 11, 2021

Lending

The Redwood City Police Department has named the four policemen involved in an encounter with a domestic violence suspect who died as a result of the incident. Officers Oscar Poveda, Matthe...

Square targets PayPal and Affirm

Gregory Cervantes

March 11, 2021

Lending

(Bloomberg) —Square Inc. offers loans to customers to pay for goods and services from merchants who use its payment platform, another company initiative to deepen financial services. Merchants in 22 sta...

Why Chamath Palihapitiya thinks Clover Health is like Virgin Galactic

Gregory Cervantes

March 11, 2021

Lending

VSwould a small health insurer be similar to a space ...

What are the highest income tax rates per state?

Gregory Cervantes

March 11, 2021

Lending

When you earn money in the United States, the federal government requires you to report it and...

You probably bought your iPhone with the help of this bank. Its stock is also worth buying

Gregory Cervantes

March 11, 2021

Lending

Citizens Financial Group, a large regional bank based in Providence, RI, has one of the hottest credit niches in the world. The bank is t...

Rising Home Values May Boost Your Mortgage Refinance

Gregory Cervantes

March 11, 2021

Lending

Rising mortgage rates reduce the flow of mortgage refinances to a trickle. To date, many people who could have benefited from a lower rate have done so. However, if you are thinking about refinancing but are ...

How to find an old 401 (k) – and what to do with it

Gregory Cervantes

March 11, 2021

Lending

There are billions of unclaimed dollars in ghost workplace pension plans. And part of it can be yours if you've ever quit a job and forgot to take your earned retirement savings with you.But no matter how long...

Consumers Warned Not To Borrow From Unlicensed Online Lenders | Business

Gregory Cervantes

March 11, 2021

Lending

The Minnesota Department of Commerce is warning Minnesota consumers not to bor...

How is the Canadian retail banking landscape changing? Infiniti experts study the latest trends in retail banking in Canada

Gregory Cervantes

March 11, 2021

Lending

LONDON--(BUSINESS WIRE) - A well-known business intelligence company, Infiniti Research, has announced the finalization of its latest article on Changing Landscape for Retail Banking in Canada. This a...

How to apply for a credit card to be approved

Gregory Cervantes

March 11, 2021

Lending

Make a request for credit card is as easy as entering your information in a online form and clicking on "submit". But get approved for a credit card? For some, it takes a bit of know-how and planning befo...

MoneyGram MobilePass Expands Mobile Ordering in Future

Gregory Cervantes

March 11, 2021

Lending

Share Tweeter Share Share Share E-mail ...

DoorDash Inc. raises fundraising target of its IPO to $ 3.1 billion

Gregory Cervantes

March 11, 2021

Lending

DoorDash has benefited from booming demand for delivered meals fueled by the pandemic, as well as investor exuberance over new stock quotes, as it continues its IPO. Revenue for the first nine months of the y...

Citi and Barclays Introduce Big Changes to American Airlines Cards

Gregory Cervantes

March 11, 2021

Lending

»This page is obsoleteMajor changes are taking off this year for three American Airlines co-branded credit cards. Some of the adjustments may be good news for cardholders, while other changes are definitely ne...

Delta Basic Economy vs Main Cabin

Gregory Cervantes

March 11, 2021

Lending

Does the phrase "basic economy”Send a shiver down your spine? Are you confused by Delta's basic economy offering and the main cabin fares? With our guide to Delta's Basic Economy vs. Master Cabin Experience, ...

Request a credit limit increase? Here’s what to expect

Gregory Cervantes

March 11, 2021

Lending

For conscientious consumers, request a higher limit on a credit card can seem like a daunting task - one that requires picking up the phone, making a case, and risking rejection. But in reality, this proces...

Goldman Sachs CFO calls exposure to energy, hotel and airline companies manageable

Gregory Cervantes

March 11, 2021

Lending

Through Elizabeth dilts marshallNEW YORK (Reuters) - Goldman Sachs CFO Stephen Scherr told investors on Wednesday that the bank's exposure to loans to energy, hotel, gaming and airline companies was manageable ...

How to turn a tax refund into a bigger paycheck

Gregory Cervantes

March 11, 2021

Lending

Getting a tax refund may sound great, but tax experts say it's also a sign that two things could be happening: you may not be doing enough tax planning and you could reduce your salary unnecessarily.In a rec...