Buy now, pay later Technology continues to thrive in 2022

March 8, 2022

Buy Now, Pay Later (BNPL) Technology Continues gain popularitythe payment option expected to grow 63.5% on an annual basis to reach $5,955.5 million this year. Buy now, pay later generally refers to point-of-sa...

How the war in Ukraine is affecting many financial industries

Gregory Cervantes

March 4, 2022

Lending

Powell: Fed to proceed cautiously with rate hike amid Ukraine dispute Federal Reserve Chairman Jerome Powell said Wednesday that the central bank still plans to raise interest rates despite the "very uncertain...

How is your credit score calculated? | Credit card

Gregory Cervantes

March 2, 2022

Lending

If you're trying to improve your credit score, it's important to understand how your credit score is calculated. Although you have many different credit scores, including VantageScores, about 90% of lenders wi...

Payday Loans Statistics | The bank rate

Gregory Cervantes

February 28, 2022

Lending

Here's a breakdown of payday loan demographics by parental status. Parents are more likely to take out payday loans than non-parents. Parental status Percentage having used a personal loan non-relative ...

Best credit cards for bad credit: February 2022

Gregory Cervantes

February 11, 2022

Lending

CNN Underscored reviews financial products such as credit cards and bank accounts based on their overall value. We may receive a commission through the LendingT...

Park National Corporation – Consensus Says Potential -11.5% Down

Gregory Cervantes

January 9, 2022

Lending

National Park Society found using ticker (PRK) now have 3 analysts covering the stock. Analyst consensus indicates a rating of "Hold". The target price varies between 137.5 and 121 by calculating the aver...

Installment loans from the city of Alamo. Installment Financial Loans in San Antonio, Texas

Gregory Cervantes

January 5, 2022

Lending

Installment loans from the city of Alamo. Installment Financial Loans in San Antonio, Texas a ?? a ?? a? a ?? a ?? a ?? a ?? a ?? a ?? a ?? a? a? a ?? a? a ?? a? a ?? Business fo...

Buy now, pay later loans may soon play a bigger role in credit scores

Gregory Cervantes

December 31, 2021

Lending

Francis Creighton, president and CEO of the Consumer Data Industry Association, a professional group for the credit reporting industry, said it was important for late payment loans to be reflected on credit rep...

CFPB launches a “Buy now, pay later” credit survey

Gregory Cervantes

December 24, 2021

Lending

Last week, the Consumer Financial Protection Bureau announcement that he published a series of orders to five companies that offer “buy now, pay later” credits to consumers, prompting them to provide the agenc...

4 considerations to take into account before choosing “buy now, pay later”

Gregory Cervantes

December 21, 2021

Lending

“Buy now, pay later” can be very tempting for expensive vacation shopping, but it has its drawbacks. It is crucial to make sure that...

Kentucky Payday Loans Online. Find No Way To Payday Loan Online Fu Kentucky

Gregory Cervantes

December 17, 2021

Lending

Kentucky Payday Loans Online. Find No Way To Payday Loan Online Fu Kentucky A client adopts a business and produces a test around that loan medium. A mortgage in advance is probab...

Buy Now / Pay Later, Pioneers Defend Their Territory As Banks Settle In | Payments Source

Gregory Cervantes

December 13, 2021

Lending

Banks are responding forcefully to the fintech-induced buy now / pay later craze, leading consumers to ask these startups: what else can you do for me?Installment loans are, by their nature, intended for a sing...

BSP maintains credit card interest rate cap

Gregory Cervantes

November 28, 2021

Lending

THE Monetary Council has decided to maintain the credit card limits on credit card transactions.The maximum interest rate or finance charge on a cardholder's outstanding credit card balance remains at two ...

Interest rate on credit card transactions still capped at 2% per month

Gregory Cervantes

November 26, 2021

Lending

As the adoption of credit cards continued among Filipino consumers, the Monetary Board decided to keep the caps on interest rates and finance charges unchanged in order to ease the financial burden on users. ...

On the supply side: More retailers are offering “buy now, pay later” vacation financing

Gregory Cervantes

November 20, 2021

Lending

Buy now, pay later, financing is becoming a staple for Walmart, Amazon, Target and many other retailers ahead of the holiday shopping season. Walmart was the layaway king for years, providing consumers wit...

OPPFI INC. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL POSITION AND OPERATING RESULTS (Form 10-Q)

Gregory Cervantes

November 15, 2021

Lending

Unless the context otherwise requires, all references in Items 2, 3 and 4 of Part I and all Items of Part II of this quarterly report on form 10-Q (this "Quarterly Report") to "we," "us," or the "Company" ref...

House Democrats urge CFPB to consider buy now / pay later

Gregory Cervantes

November 2, 2021

Lending

The rapid rise of the buy now / pay later industry caught the attention of Congress on Tuesday as lawmakers weighed the possible benefits and risks of the emerging payment method.Democrats were relatively skept...

Credit and charge card companies vie for share of BNPL’s growing market – TechCrunch

Gregory Cervantes

October 28, 2021

Lending

Buy now, pay later is here to stay. A year ago, the biggest players in the industry were companies founded just to offer consumers the option of paying in installments at the point of sale. Swedish Klarna...

Synchrony Financial (SYF) expands relationship with Fiserv

Gregory Cervantes

October 18, 2021

Lending

...

Crypto loans unlock money, but they come with risk

Gregory Cervantes

October 14, 2021

Lending

...

Should you take out a personal loan to pay off your credit card debt?

Gregory Cervantes

October 7, 2021

Lending

Despite our best efforts to cover our expenses, sometimes life throws the curveballs at us, like home or car repairs that can't be delayed. When this happens, it's pretty easy to build up a credit card balance...

Buy now, pay later loans put pressure on traditional consumer finance

Gregory Cervantes

October 4, 2021

Lending

Posted: October 4, 2021 at 5:36 p.m. EDT|Update: 7 hours agoROCKVILLE, Maryland., October 4, 2021 / PRNewswire / - For finance companies and traditional banks, Buy Now, Pay Later (BNPL) or Point-of-Sale Install...

Yes, you can buy fashion now, pay later. But should you?

Gregory Cervantes

October 3, 2021

Lending

Go away. Credit card. Installment loans. We have adopted “buy now, pay later” practices for decades. The latest model actually bears the title. Dubbed the hottest thing in ...

Yes, you can buy now and pay later, but should you?

Gregory Cervantes

October 2, 2021

Lending

By Erin Lowry / Bloomberg Opinion ...

Tech Impact Unveils New ITWorks Training Center on Wilmington Riverfront | New

Gregory Cervantes

October 1, 2021

Lending

PHILADELPHIA CREAM, October 1, 2021 / PRNewswire / - Technological impact, a 5...

Bank chief pushes back impending default

Gregory Cervantes

September 30, 2021

Structural Adjustment Program

By NEIL HARTNELL ...

Synchrony (SYF) drops 0.26% to moderate volume on September 29

Gregory Cervantes

September 30, 2021

Lending

Last prize $ Last trade Switch $ Percentage of change % Open $ ...

Regional Management Corp. – Consensus indicates a downside potential of -9.9%

Gregory Cervantes

September 25, 2021

Lending

Regional management company. with the ticker code (RM) now have 6 analysts covering the stock. Analyst consensus indicates a “Buy” rating. The range between the high target price and the low target price ...

Synchrony to Report Third Quarter 2021 Financial Results on October 19, 2021 | New

Gregory Cervantes

September 24, 2021

Lending

STAMFORD, Connecticut., September 23, 2021 / PRNewswire / - Synchrony (NYSE: S...

Shares of chipmakers and electric vehicles set to soar this year

Gregory Cervantes

September 13, 2021

Capital Intensive

The bull market has been raging for much longer than expected, and fear-mongers are coming out en masse in a desperate attempt to be the first to announce an upcoming crash. Indeed, many believed t...

Bank Stocks to Buy Today: Record Profits in IT-Cap Companies and Buy Mid-Cap Bank Stocks: Sanjiv Bhasin

Gregory Cervantes

July 8, 2021

Money Overhang

Book profits across the broad in IT mid-caps and get into mid-cap banks like Bandhan Bank, RBL and IDFC First Bank, says Sanjiv Bhasin, director, IIFL Securities. Edited excerpts from an interview: Do you ...

HK’s Digital Bank Goes Back Years Away From Profits, Banking News and Top Stories

Gregory Cervantes

May 28, 2021

Capital Intensive

HONG KONG • Hong Kong's virtual banks face years of red ink after making limited inroads against their physical rivals in the financial hub. The two leading digital banks Mox Bank - backed by Standard Char...

Chase launches student credit card

Gregory Cervantes

March 11, 2021

Lending

If you're a college student who isn't ready to throw a graduation cap in the air just yet, take a look at the hat Chase just threw in the ring.A few months into the new semester, the issuer launched Chase Freed...

Acima Credit: 2021 Review – NerdWallet

Gregory Cervantes

March 11, 2021

Lending

Acima Credit offers point-of-sale financing with instant approval. Capital lease financing requests are made online or in-store through participating merchants. Acima can be used for almost anything includin...

Synchrony and Ashley HomeStore Renew Consumer Finance Program Agreement

Gregory Cervantes

March 11, 2021

Lending

This press release is submitted and shown here in its original, unedited form by Furniture Today. ARCADIA, Wisconsin, and STAMFORD, Connecticut, March 3, 2021 - Synchrony (NYSE: SYF), a leading consumer financ...

10 things to do now if you have a credit score of 500

Gregory Cervantes

March 11, 2021

Lending

10 things to do now if you have a credit score of 500 ...

Will personal loans eclipse Americans’ use of credit cards?

Gregory Cervantes

March 11, 2021

Lending

The unsecured personal loan market is at an all-time high, in large part due to the FinTech industry providing consumers with convenient and readily available services.In fact, TransUnion The data show that th...

Should You Buy Delta Stock Now?

Gregory Cervantes

March 11, 2021

Lending

Delta Airlines (NYSE: DAL) en...

Child Identity Theft: How To Protect Your Child’s Credit

Gregory Cervantes

March 11, 2021

Lending

Parents and guardians can now freeze credit for children under 16. Credit bureaus should create a child's credit report if it doesn't exist - which it should - and freeze it. 16 and 17 year olds can request g...

Does Paying Bills Strengthen Your Credit?

Gregory Cervantes

March 11, 2021

Lending

Your credit scores are calculated from your credit report data, so you want your reports to show a solid record of on-time payments. But not all of the payments you make show up on your credit reports.That mea...

How to access Hawaiian Airlines Premier and Plumeria lounges

Gregory Cervantes

March 11, 2021

Lending

Access to airport lounges is a benefit that more and more travelers are used to because there are many ways to get it. Many airlines offer it to their elite status holders, and many credit cards offer it as a ...

Walgreens expands its financial services business strategy, in partnership with Synchrony and Mastercard

Gregory Cervantes

March 11, 2021

Lending

Walgreens to launch co-branded prepaid Mastercard credit and debit cards, offering myWalgreens cash rewardsWalgreens and MasterCard will also explore more health-focused payment services and offeringsWalgreens ...

How to turn a tax refund into a bigger paycheck

Gregory Cervantes

March 11, 2021

Lending

Getting a tax refund may sound great, but tax experts say it's also a sign that two things could be happening: you may not be doing enough tax planning and you could reduce your salary unnecessarily.In a rec...

Request a credit limit increase? Here’s what to expect

Gregory Cervantes

March 11, 2021

Lending

For conscientious consumers, request a higher limit on a credit card can seem like a daunting task - one that requires picking up the phone, making a case, and risking rejection. But in reality, this proces...

Delta Basic Economy vs Main Cabin

Gregory Cervantes

March 11, 2021

Lending

Does the phrase "basic economy”Send a shiver down your spine? Are you confused by Delta's basic economy offering and the main cabin fares? With our guide to Delta's Basic Economy vs. Master Cabin Experience, ...

How to apply for a credit card to be approved

Gregory Cervantes

March 11, 2021

Lending

Make a request for credit card is as easy as entering your information in a online form and clicking on "submit". But get approved for a credit card? For some, it takes a bit of know-how and planning befo...

Synchrony launches program to help small businesses recover and grow

Gregory Cervantes

March 11, 2021

Lending

Through the Synchrony Foundation, the company is committed $ 5 million in support of national community organizations that help small businesses. Part of it goes Support society for local initiatives (LISC), ...

Barclays US Consumer Bank Announces Appointment of Peter A. Gasparro as Chief Development Officer

Gregory Cervantes

March 11, 2021

Lending

“We are delighted that a dynamic, talented and forward thinking leader like Peter is joining our organization,” said Denny nealon, CEO, Barclays US Consumer Bank. "Peter will play an important role in acceler...

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